At Vector Payments, we understand that nursing and retirement homes require more than just dependable care – they need dependable payment systems, too. Our nursing and retirement homes payment processing solutions are designed to support your residents, families, and administrative staff with flexible, secure, and easy-to-use tools for in-person and recurring billing. Whether you operate a small assisted living community or a multi-location senior care facility, we help simplify how you collect payments and reduce operational costs.
Key Summary
Nursing and retirement home payment processing helps senior care facilities accept card payments, ACH transfers, and recurring billing for monthly rent, medical services, and resident fees. At Vector Payments, we offer tailored merchant accounts for long-term care providers, with 0% processing or guaranteed low cost pricing options, virtual terminals, and support for both in-person and remote payments.
Why Nursing & Retirement Homes Need Specialized Payment Tools
Payment collection in senior care settings can involve multiple stakeholders – family members, insurance payers, residents – and a variety of billing models, including recurring charges and co-pays. Facilities need systems that are flexible enough to support these nuances while remaining secure, compliant, and user-friendly for staff and residents alike.
Solutions Designed for Nursing & Retirement Homes
Recurring and Subscription Billing
Set up automated billing for room and board, medical services, or monthly care packages using our virtual terminal credit card solutions. Perfect for collecting payments without requiring in-person swipes or signatures.
EMV and Contactless Terminals
Accept chip, swipe, tap, or mobile payments at the front desk with our PCI-compliant EMV terminals. Offer convenient and secure payment options for visiting family members or walk-in services.
Virtual Payment Options
Bill remotely using our browser-based virtual terminal. Perfect for collecting payments from out-of-state families, guardians, or online service portals, all while keeping cardholder data secure.
Mobile Payments for Onsite or In-Unit Services
Use wireless mobile terminals to accept payments throughout the facility – for services like salon visits, physical therapy, or delivered meals – without needing residents to come to the front desk.
Nursing Home Merchant Accounts with 0% Processing Options
Reduce your operating costs with our compliant dual pricing and surcharging programs. These models allow you to pass processing fees onto the payer – so your facility keeps 100% of the transaction amount. It’s a simple, transparent way to protect your margins while continuing to offer top-tier care and service.
Why Vector Payments?
With deep experience supporting high-compliance industries, Vector Payments helps nursing homes, assisted living facilities, and retirement communities simplify their billing operations. From virtual tools to in-facility EMV terminals, our systems are designed to work the way you do. We offer fast merchant account approvals, 24/7 support, and transparent pricing – so your team can focus on what matters most: resident care.
Want to explore the best payment tools for your care facility? Contact us today for a free consultation.
Start Your Application NowFrequently Asked Questions
What is nursing home payment processing?
It’s the system that enables nursing and retirement homes to accept credit card payments, ACH, and recurring billing for services like housing, care, and medical support.
Can we set up recurring monthly billing?
Yes. Our virtual terminal credit card solution supports recurring charges, ideal for monthly rent, meal plans, or care packages.
Do you offer merchant accounts for retirement homes?
Yes. We specialize in high-compliance merchant accounts for long-term care providers, including tools for secure billing and optional 0% fee processing models.
Can families pay remotely?
Absolutely. Our virtual terminal lets your team accept payments by phone or through secure links, perfect for billing families and guardians who live out of town.
How do I get started?
Contact us today and we’ll guide you through setup, approvals, and choosing the right payment tools for your care facility.