Digital products like eBooks, video tutorials, or webinars can offer immense value to your clients. These products could focus on self-help strategies for credit improvement, understanding credit scores, or tips for negotiating with creditors. Such digital offerings can be purchased directly from your website, offering your clients an immediate resource for their concerns.
A subscription service providing ongoing credit monitoring can offer clients real-time insights into their credit standing, including alerts for any suspicious activities that could negatively impact their score. Clients can subscribe for monthly or yearly services, creating a recurring revenue stream for your business.
Credit Report Access
Some clients might not even be aware of what’s on their credit report. Offering a service that provides them access to their credit reports from the three major bureaus can be a valuable add-on. You can charge a one-time fee for this service or include it as part of a package deal.
Identity Theft Protection Plans
In an era where data breaches and identity theft are rampant, offering identity theft protection as an auxiliary service can enhance your client’s financial security. These plans can include features like regular scans of dark web activity related to your client’s personal information, alerts for suspicious transactions, and assistance in recovering from identity theft.
Credit Management Software Tools
Finally, you could offer or resell software tools designed to help clients manage their own credit. These tools could include budgeting apps, debt payoff calculators, or software that simulates the effects of different financial decisions on a credit score.
Remember, no matter which services or products you decide to offer, make sure you are in full compliance with local, state, and federal regulations to maintain the integrity of your business and your merchant account.